Pricing
FactorCat never charges for security. Both Cloud Vault and Locked Vault are free. Pro is for power users who hit the limits.
Free
$0
- Up to 50 factors
- Cloud Vault + Locked Vault
- Push approve + auto-fill
- Multi-device sync
- Share-to-invite
- Emergency Kit recovery
No credit card required. Not a trial — the real product.
Pro
$24/year
Annual billing
- Unlimited factors
- Multiple Locked Vaults
- Multiple Cloud Vaults
- Anonymous link sharing
- Recovery Vault
- Approval history
- Priority support
- Early access to new features
Team
$96/seat/year
Annual billing
- Everything in Pro
- Shared vaults
- Machine Vaults (API keys)
- Self-serve SSO
- Audit logs
- API tokens & MCP server
Enterprise (SCIM, SLA, data residency)? Contact us.
Supporter
$12+/year (suggested)
FactorCat is free, but running it isn't. Cloud storage, push notifications, encrypted backups, and continued development all cost money. The Supporter contribution is a voluntary annual payment — same features, no extras. Just a way to help keep FactorCat free for everyone.
Common questions
Why is the free tier so generous?
The mission is to get more people using MFA. Security gates work against that. 50 factors covers the vast majority of personal users. Pro exists for the power users who need more.
What happens when I hit 50 factors?
Your existing factors keep working. You'll see a prompt to upgrade to Pro if you want to add more. No lockout, no countdown.
Why annual billing only?
Annual billing keeps transaction costs low so we can keep the free tier generous. At $24/year ($2/month), monthly billing would eat a disproportionate amount in payment processing fees.
Is Locked Vault really free?
Yes. Both Cloud Vault and Locked Vault (zero-trust, you hold the keys) are free for all users. FactorCat never charges for security.
Do you offer discounts for nonprofits or education?
Yes. Contact us with your organization details.
FactorCat launches soon.
Get notified when FactorCat is ready — one email, no spam.